Ernie began his career in cash flow marketing for business notes, then equipment leases, and then asset-based loans. But even after successes in commercial financing and hard money loans, he established his niche in commercial factoring. Now serving as Millennium Funding's regional director, Ernie writes for the American Cash Flow Journal® and is an annual Cash Flow Convention speaker. An experienced Instructor for ACFI, he works successfully with consultants nationwide. As a master marketer and referral network developer, Ernie’s prime talent is helping new consultants close their first deals and supporting them on their path to continued full-time success.